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Fixed Deposits: Highest interest rates to Fixed Deposits
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4% Interest for Savings Account (above 45 days)
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4% for Pigmy (above 3 years)
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Godavari Gold Cash Certificate (Double in 78 months)
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Monthly Pension Scheme (10% interest for 3 years term)
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Godavari Bhavishya Nidhi Scheme

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Your dream home is now easy
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Get loan easily providing necessary documents
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Low interest rates
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Easy Vehicle loan available,bring your dream vehicle to home today
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Personal loan for your dream business
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Special loan facility for Teachers

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Money Transfer
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Life Insurance, Health Insurance
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Manipal Arogya Card
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Home Service for Senion Citizens
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Retirement Schemes




















ABOUT US
Founded in 2010, Godavari Credit Souhardha Co-operative Society Ltd. is headquartered in Gokarna with seven branches in Gokarna, Ankola, Karwar, Kumta, Madangeri, Mirjan and Yellapur. Guided by our esteemed president, we’ve grown rapidly and achieved financial stability, with capital surpassing hundreds of crores.
Committed to integrity, transparency, and customer-centric service, we leverage advanced technology to provide modern banking solutions. We focus on empowering our community through innovative financial solutions, maintaining trust, and striving for customer service excellence. Join us on our journey of growth and prosperity
Headquartered in Gokarna, our society proudly operates seven branches in Gokarna, Ankola, Karwar, Kumta, Madangeri, Mirjan and Yellapur. Celebrated for ourseasoned managers and dedicated staff, we honor the social services of retired teachers, doctors, and police personnel with annual award ceremonies on August 15 and January 26. Committed to employee welfare, we provide PF, ESI, and comprehensive insurance facilities. Uniquely, we offer a monthly allowance of two thousand rupees for the special care and support of employees' children, alongside their health benefits.Fueled by experienced professionals and inspired by strong ideals, we are on a path of growth, stability, profitability, and financial inclusion. Upholding customer service excellence, we continually strive to provide innovative financial solutions while maintaining the highest standards of integrity and transparency. Our goal is to empower communities and contribute to their economic well-being through dedicated efforts and community-oriented banking services
7
Branches
2010
Started
100%
Customer Satisfaction
Recent News
GODAVARI CREDIT SOUHARDHA CO-OPERATIVE SOCIETY LTD.,GOKARNA





















The 7th branch office of Godavari Credit Souharda Co-operative Society was inaugurated in Yellapur. The event was graced by the presence of several notable individuals, including the MLA of Yellapur-Mundgod constituency, Mr. Shivarama Hebbar; Director of Karavali Munjanu Daily newspaper, Mr. Gangadhar Hiregutti; Cooperative Indian National Executive Member, Mr. Mohanadas Nayak; Chief Guest, Retired Principal, Mr. Beeranna Nayak; Retired Teacher, Mr. Vijay Nayak; and Mr. Rama Nayak.During the ceremony, several retired teachers were honored for their contributions. These included Mr. Vinod Narayan Naik, Mr. Santosh Honnappa Kolageri, and Mr. Shivanand Nayak. Additionally, Mr. Ramachandra Bhat, the President of the Yellapur Taluk Primary School Teachers’ Association; Mr. Jagadish Nayak Hoskere, the District President of the Karnataka State School Education Department; and Mr. Shankar S. Shirsikar were also felicitated for their service and dedication






















As has become a cherished tradition, this year, the Godavari Credit Souharda Co-operative Society in Gokarna once again celebrated outstanding individuals from our community. A distinguished group of 16 honorees were recognized for their remarkable contributions in their respective fields, illuminating the path for future generations.
Among the esteemed awardees were:
- Nagesh Gowda, Retired Assistant Police Sub-Inspector, whose dedication to public safety has set a high standard of excellence.
- Venkataramana Nayak, Retired Lecturer, celebrated for his unwavering commitment to education and inspiring countless students.
- Narayana Nayak, Retired Principal, recognized for his exceptional leadership and nurturing future leaders.
- Trivikram Gowda ,Kalpana Nayak, Chandrahass Gowda, Sunanda Nayak, Beeranna Nayak, Vidya Nayak, Tulusoo Gowda, Sulochana Nayak, Ramanand Nayak, Madhura Nayak,HarishchandraNayak, Pushpalatha Nayak, all retired teachers, honored for their lifelong dedication to shaping young minds and fostering knowledge.
- Krishna Ager, Retired Soldier, whose bravery and service to the nation command the highest respect and gratitude.
Their stories of dedication and excellence serve as a beacon of inspiration, reminding us of the power of perseverance and passion. The Godavari Credit Souharda Co-operative Society takes great pride in acknowledging these exemplary individuals who have significantly contributed to our community.


















Ankola: The Godavari Cooperative Society has shown great generosity by providing daily essentials to the residents of Uluvare village, who are facing problems due to the Shiruru landslide. The care center in Uluvare is sheltering around 200 residents and more than 40 families, providing them with special grocery items, daily snacks, toys for children, sweets, and drinking water. They visited the affected area in Uluvare, assessed the situation, and encouraged the victims. The managers and staff of the Godavari Cooperative Society were present to distribute the supplies.
FOUNDERS
What our Founders say
PRESIDENT

RAGHAVENDRA D NAYAK
(FOUNDER OF GODAVARI GROUP - HUBBALLI -GOKARNA )+91 94498 22999
Even in today's competitive environment, our organization excels, consistently earning customer admiration and pride. This recognition reflects our commitment to excellence. We plan to introduce special facilities for our valued customers, enhancing their experience while ensuring our organization's sustainable growth.
CHIEF EXECUTIVE OFFICER

SAVITA N GOUDA
+91 9113885850
For an organization to thrive, it cannot rely solely on one individual’s efforts. It requires the collective hard work and dedication of everyone involved. Managers and staff across all seven branches work diligently to ensure our cooperative's continued growth while safeguarding customers' interests. Their commitment is crucial in driving our success and fostering a culture of trust and reliability.
CHIEF MANAGER

SANJU GONNAGAR
+91 89040 09630
At Godavari Credit Co-operative Society, we see ourselves as one big family where every member is treated with equality and respect. Our president's respect for each individual and his inspiring guidance drive our dedication and hard work. His leadership fosters an environment where everyone feels valued and motivated, creating a nurturing and empowering workplace