Services
Features of Housing LOAN
Tenure of 1 year
EASY LOAN PROCESSING
ROI starts from 15%
1️⃣ ASPECTS
- Quick loan processing
- High Financing
- Loan limit is 60 % to 75 % of property valuation.
- Housing loan is renewed every year
- Flexible loan tenure is up to 5 years.
2️⃣ RATE OF INTEREST
- Rate of Interest is 15 %.
- Penal interest : 2.5 %
3️⃣ ELIGIBILITY
- You must be a salaried professional or self-employed individualBusinessmen
- You should have taken a home loan from us against a housing / land property
- Age :30 to 60 years
4️⃣ DOCUMENTATION & SECURITY
- In case of new customer, applicant & guarantors need to open savings / current account.
- Property documents
- Employer (salary slip of 3 months) and income verification
- Two Acceptable Guarantors.
- Duly filled form with :
- Income Proof of Applicant & Guarantors
- Residential Proof of Applicant & Guarantors
- PAN Card of Applicant & Guarantors
- KYC of Applicant & Guarantors
5️⃣ SHARE HOLDING
- Regular Membership fees is Rs. 525 & Share amount @ 5 % of loan amount.
- Guarantors : Regular membership.